Benefits No Payroll: Do not With Asnef: Do not Cash: Do not Limits Minimum term: 24 months Deadline: 72 months Minimum loan: € 1,000 Maximum loan: € 40,000
Additional information from Younited Credit
Younited Credit is a company specialized in P2P loans, cheaper and faster than those of traditional banking, you can request amounts ranging between € 1,000 and € 40,000 in installments to return up to 6 years . Depending on the purpose of the loan, the risk rating and the duration of the loan, the interest rate ranges from 5.75% (6.95% APR) to 18.29% TIN (19.90% APR) approximately. Through the simulator itself you can calculate the real cost of your credit before hiring it.
Younited Credit has been granting loans since 2009 in France and it is in 2017 when it comes strongly to Spain with the intention of replicating the business model that has reaped so many successes.
Loans through the Younited Credit platform are granted by professional investors who lend their money in exchange for interest. These investors at the same time gain profitability by lending this money, much more than a bank would give them by investing in a fixed-term deposit and the borrower pays low interest rates and obtains financing quickly . A model completely oriented to the “win to win”, all win.
To apply for a cheap loan at Younited Credit you must first fill out the application form and you will get a response within a maximum of 48 hours . You can request between 1,000 and 40,000 euros to return them within a period of between 24 and 48 months.
To be able to obtain the loan it is necessary to be of legal age and under 70 years of age, not appear on ASNEF lists and have a regular source of income to be able to return the money. By fulfilling these requirements you can request a loan from Younited Credit.
Steps to request a loan of up to € 40,000
The process is quite simple and is done through the Internet confidentially. To begin, you must enter the Younited Credit website and follow the steps below:
- You will see on the screen that you must first choose the purpose of the money , second choose the amount for which you want to borrow and finally select the term .
- Once the 3 variables have been chosen, click on the “continue” button to see the quotas. A table will appear showing the resulting quotas taking into account the marked options, but other possibilities are also seen at different times. Check the option that best suits you and click on ” Apply for your loan ” .
- Fill in your personal and contact information . Now the risk is evaluated and if the loan is pre-accepted they send you a contract by email.
- Sign the contract and make a copy of the documentation that appears on the first page of the contract and send everything to Younited Credit following the instructions given to you. If the loan is accepted, you will receive the money quickly.
Remember that you are requesting a P2P loan through a platform and not from a bank, so if you are granted the loan Younited Credit will charge a commission as an intermediary for the management of the loan. The commission is 1% and is deducted from the loan amount.
If you wish you can repay your loan in advance very easily, either a partial or full refund in advance. You can make this refund in advance by bank transfer. In case of partial early repayment, you can choose between maintaining the amount of the monthly fee, or maintaining the duration of the loan. In any case, once the refund has been made, they will send you a new amortization table with the updated data so that you are always up to date with what you have left to repay, the installments and the new installments.
With Younited Credit you have several financing solutions, both to change car (be it new or used), motorcycle, to finance any type of project related to the home, renovations, to buy furniture, make a move or even to buy a computer , to take a trip, get married or directly to solve any liquidity problem that has been presented to you.